Business Cover Image Micro-credentials


Personal Lending (Automotive Industry), Contractual Requirements (Automotive Industry) and Legal Context (Personal Lending)


Course details

  • Jun 2020
    Sep 2020
  • 10 weeks
  • Part-time
  • $544*
  • Level 4
  • Online delivery


The micro-credential programmes have been developed to meet specific needs within an industry, and are targeted to those working already within that industry. This current Wintec offering has been developed in conjunction with the automotive and personal lending industries to ensure employees have the skills and knowledge to meet the increasing need for best-practice, high-standard service.

The micro-credential series includes: 

  • Personal Lending Skills (Automotive Industry)  
  • Contractual Requirements (Automotive Industry) 
  • Legal Context (Personal Lending) 
While learners do not need to be working in the automotive industry, it is expected that most learners enrolling into these micro-credentials will be working in the industry and come with varying levels of knowledge and experience.


Personal Lending Skills (Automotive Industry)

The Personal Lending Skills (Automotive Industry) Micro-Credential will develop the knowledge and skills required for responsible lending in the automotive industry. Students will learn about the requirements of an agent working within industry frameworks including the duty of disclosure, client care, and managing conflicts of interest.

Module codeModule titleLevelCreditsPre-requisitesCo-requisites
​ BIPL411Personal Lending Skills (Automotive Industry)410

Contractual Requirements (Automotive Industry)

The Contractual Requirement (Automotive Industry) Micro-Credential will provide learners with the broad operational and theoretical knowledge of the automotive industry, and then identify and utilise appropriate techniques for clear and concise financial contracts.

Content will include: insurance, comprehensive cover, warranty coverage, guarantors, power of attorney, and how to prepare a contract.

Module codeModule titleLevelCreditsPre-requisitesCo-requisites
​ BIPL412Contractual Requirements (Automotive Industry)410


Legal Context (Personal Lending)

The Legal Context (Personal Lending) Micro-Credential will help learners understand their legal requirements and obligations to work in the personal lending industry. While it is designed predominantly for people working in, or planning to work in, personal lending in any industry, it is anticipated that the majority of learners will be from the automotive industry, including motor vehicle dealerships and automotive finance companies. 

Module codeModule titleLevelCreditsPre-requisitesCo-requisites
​ BIPL413The Legal Context (Personal Lending)410



Entry criteria

Candidates are required to have gained:

a) 24 credits at NCEA Level 1 including 12 credits in English or Māori, 10 literacy credits (5 credits in reading and writing) and 10 numeracy credits at NCEA Level 1 or above; or
b) A relevant qualification at NZQF Level 3; or
c) Equivalent.

Special admission

Candidates who have not met the entry criteria but whose skills, education or work experience indicate that they have a reasonable chance of success may be eligible for special admission at the discretion of the Centre Director.

English language requirements

Candidates who have English as a second language are required to have an International English Language Test System (IELTS) score of 5.5, with no individual band score lower than 5.0; or equivalent.

Don't meet the entry criteria?


Please check the entry criteria for each programme to see which course is the best level for you to begin with. The entry criteria information can be found on each of the programme pages here online. You can also contact us directly to discuss the appropriate level for you at

Your first day

Are you ready for your first day of class? Check out your start date and where you need to be. You can also find useful information about studying at Wintec on our welcome page.

What you will need

Timetable information

All Wintec timetables are available online here.

How to find your way around

Campus maps can be found here.

Parking and bus information

Both the Rotokauri and City campuses have parking available - permits are required. Learn more about parking and find out about discounted bus services here.

Wintec pōwhiri/nau mai, haere mai

Wintec extends a warm invitation to all new students to attend a Pōwhiri to welcome the semester ahead. After formalities, light refreshments will be served in the marae dining room, Te Kōpū Mānia o Kirikiriroa, Wintec City Campus.

Click here to find out where and when the next Pōwhiri will be.

Paying for your study

Course related costs

Additional information


Purchasing textbooks

If your programme requires you to have access to textbooks, these can be purchased through a range of suppliers listed below:

Hamilton-based supplier

  • Bennetts (Bennetts has a store operating on campus at the University of Waikato, Hamilton)

New Zealand-based suppliers

General book suppliers

First aid certificate

Health status



Clinical placement

Prospectus (course guide)

The Wintec Prospectus (otherwise known as a course guide) outlines everything you need to know about Wintec. It contains information about the Wintec campuses, student life, and the programmes that are on offer.

Access your copy of the Wintec Prospectus

The Wintec Prospectus (course guide) is available by downloading the file - click on the document below to access the file. Alternatively, to request a copy via email or the post, please complete the form below.

Request an emailable or printed copy of the Prospectus

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